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Only 5,5 % of Russians are going to take the mortgage

29 February 2008

Less than 40 % of interrogated Russians have declared, that they are happy with the living conditions and do not require any improvement.
1,588 thousand respondents have taken part in interrogation. The statistical error does not exceed 2,5 %.
Least satisfied group belongs to the youngest respondents - 35 years old and younger. Among those, who is older 60 years old, about a half declares that their living conditions do not require improvement.
It would seem that demand for hypothec credits in conditions of dissatisfaction with living conditions and on a background nominally growing on 25 % year incomes of the population should be huge. But almost 40 % of interrogated have declared, that they have no means for payments under the mortgage.
13 % of Russians have complained that terms of hypothec credits granting are quite unprofitable: high rates, the big size of monthly payments, additional gathering etc. 2 % of interrogated have complained that there are too much documents, necessary for the hypothec credit registration.
And only 5,5 % of respondents have declared, that within the nearest two years they are going to receive the hypothec credit. Thus only half of respondents have expressed firm intention.

 
 


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